Cash Discounts

Sometimes the best rewards card in your wallet is not the best way to pay. That is especially true when a business adds a credit card fee, a non-cash adjustment, a convenience fee, or a separate surcharge for using a card. For years, a lot of card processing costs were quietly built into prices. Everyone…

There is a side of credit card rewards that most people never think about. When someone earns cash back, airline miles, hotel points, lounge access, travel credits, or premium card perks, that value does not appear out of nowhere. Some of it comes from annual fees. Some of it comes from interest and fees paid…