Travel Protections by Credit Card and Network: What They Really Cover Most people think about credit cards in terms of points, cash back, lounge access, or annual fees. But one of the most overlooked parts of a travel credit card is the protection it may provide when something goes wrong. A delayed flight. A bag…
Most people think about credit card benefits by card name. Chase Sapphire Preferred. Capital One Venture X. Amex Platinum. Citi Strata Premier. Airline cards. Hotel cards. Cash-back cards. That makes sense, because the bank or issuer usually does the marketing. But there is another layer of benefits that many people overlook: the benefits that come…
Points and miles can be incredibly useful. They can help reduce travel costs, unlock trips that may have felt out of reach, and make everyday spending feel a little more rewarding. But there’s one rule that matters more than almost everything else in the points and rewards world: Points are not free if you carry…
The Chase Sapphire Reserve has become one of those cards where the value depends less on the headline benefits and more on whether you can actually use the credits without forcing yourself into trips you would not have taken anyway. The Chase The Edit by Chase Travel hotel credit is a good example. On paper,…
There are very few credit cards that spark more debate than the Amex Platinum from American Express. At $895 per year for renewals beginning in 2026, it is expensive on its face. So we’ll say this upfront: This card does not make sense for everyone. For a while, both of us carried the Amex Platinum….
Sometimes points are about saving money on a hotel room. Sometimes they are about getting somewhere for less. And sometimes they are about walking into Madison Square Garden through a VIP entrance, heading up to a Marriott suite, grabbing included food and drinks, and watching Pink fly around the arena like she is part rock…
The Chase Sapphire Reserve is suddenly a hot topic again in the points and miles world. There is a good reason. Chase is currently showing a limited-time 150,000-point welcome bonus after spending $6,000 in purchases in the first 3 months from account opening. Chase also lists the current annual fee at $795, with $195 for…
Why We Don’t Follow One Credit Card Strategy — And Why You Shouldn’t Either There are a lot of great resources out there that go very deep into credit cards and all the ways to maximize points. We read them.We follow many of them.And sometimes, we even use the strategies they recommend. But over time,…
Dining out is one of the easiest places for everyday spending to quietly creep up. The InKind Restaurant App is one of the few tools we’ve found that can legitimately lower your out-of-pocket cost at restaurants you were already planning to visit — without changing how you eat or relying on gimmicks. That said, there’s…
When most people hear about points and miles, they picture one thing: First-class seats.Overwater villas.Luxury hotels they’d never book with cash. And while those trips are possible… That’s not how most people actually travel. The real power of points isn’t just in luxury — it’s in making normal trips more affordable, more flexible, and easier…
